More states are requiring sellers to reveal flood risks, but many still keep buyers in the dark.

Despite increasing climate risks, 18 states have weak or no flood disclosure requirements.

Transparency helps homeowners prepare for insurance costs and potential property damage.

Heavier rainfall and rising sea levels are making flood history more relevant than ever.

Without disclosure, buyers may face thousands in unexpected repairs and high premiums.

States like North Carolina and New York have recently strengthened their disclosure laws.

In 'buyer beware' states, the burden is solely on the buyer to investigate flood history.

Advocacy groups are grading states to pressure lawmakers into better consumer protection.

Inland flooding from heavy rain is often overlooked compared to coastal surges.

Always ask for a CLUE report or independent flood history when buying in weak-law states.

The tide is turning toward full transparency as climate awareness becomes mainstream.